The
indebtedness of the National Health Insurance Scheme (NHIS) to Health Facilities
under the Christian Health Association of Ghana (CHAG) facilities to over GH¢ 80 million in
the past eight months is seriously affecting the delivery of quality health
service in the country.
Mr.
Peter Yeboah, Executive Director of CHAG said the indebtedness of NHIS was
highly unacceptable and a breach of the social contract between the Scheme and
service providers.
Lamenting
on the situation, Mr. Yeboah in an interview stated that delays in payment for
services rendered by the health facilities were having adverse effects on the
institutions.
“Our
suppliers are unwilling to supply us with essential consumables and medicines,
our equipment are breaking down due to inadequate funds for repairs/maintenance,
cost of fueling the power plants for surgical and medical services has become
unbearable amidst the national power crises, staff motivation allowances have
not been paid for moments, life-saving infrastructures are deteriorating”, he
stated, adding that managing the health of Ghanaians under such crises
situation is an impossible duty!
Describing
the current state of the scheme as unsustainable, Mr. Yeboah called on
government to immediately settle the debt it owes the facilities to help
Ghanaians access quality health care.
He
said even though CHAG sees NHIS as an important social protection service and
that they have a moral right to ensure the survival and growth of the NHIS
because CHAG pioneered and piloted the Health Insurance Scheme in the country, stressing
that as service providers “we do not intend to be victims of the situation”.
Mr.
Yeboah observed that the state of the NHIS, its design , implementation, and the
expectation from clients were unsustainable and suggested the creation of an
alternative national health insurance scheme that will complement and
supplement the current one.
“With
the revelation that NHIS has inadequate resources to even pay its debt means
there was something fundamentally wrong with the scheme,” he added.
The
Executive Director disclosed that CHAG in the short term will continue to
impress on government to pay the debt the Scheme owes the facilities and also
initiate a national dialogue to discuss sustainable ways of funding a National
Health Insurance Scheme in the long term as well as relook at the premium,
benefit packages and issues associated with funding Public Health in the
country.
He
explained that the unintended effects of the operationalisation of the NHIS has
led clients and many stakeholders to develop a mindset that healthcare
provision was free, making many Ghanaians unprepared to pay for health care services.
Another
unintended effect, he added was that public health-disease prevention and
health promotion- which should have been the cornerstone of any health system
has been submerged under the NHIS, which rather incentivizes disease treatment.
“Health
Providers now see any patient as money making tool, thus raising ethical/moral
imperatives in the value of human health,” he added and asked who or how do we
fund public health if the NHIS is not funding it?
Mr.
Yeboah, reiterating the adverse effects the operationalisation of the NHIS has
on the demand and supply of healthcare, challenged Ghanaians to debate and
discuss the viability and sustainability NHIS in providing equitable safety
nets for the rich, middle class, and the poor.
Commenting
on the proposal for a Public Private Partnership (PPP) to sustain the health
care provision if nothing was done to address the inherent challenges, Mr.
Yeboah debunked the accusation that PPP was the reintroduction of Cash and
Carry system.
He
explained that patients with the NHIS Cards will still be served under the PPP
arrangements but they will be directed to procure their medicines at designated
places within the health facilities.
He
described the PPP as an interim distress action meant to highlight the crises situation of the
NHIS, and safeguard the health of Ghanaians in the midst of the worsening
financial conditions of Health Service Providers that is affecting the
availability, accessibility, affordability, and acceptable of service delivery
in the country.
Although, the finance Minister Seth Terkper, states that all areas owed the Scheme has been paid, there are reports that there is still a GH¢ 400 million funding gap, which if not settled could worsen the NHIS which analyst say is in crisis. Indeed there is an urgent need to look at the sustainability of the Scheme to ensure the continuous provision of quality healthcare under the Scheme.
Although, the finance Minister Seth Terkper, states that all areas owed the Scheme has been paid, there are reports that there is still a GH¢ 400 million funding gap, which if not settled could worsen the NHIS which analyst say is in crisis. Indeed there is an urgent need to look at the sustainability of the Scheme to ensure the continuous provision of quality healthcare under the Scheme.